Travel Health Insurance


Atlantik Sha: Travel Health Insurance

While travelling exposes you to new landscapes and cultures, it can also bring challenges and possible issues to your health and well-being. If you plan on travelling abroad, it can be helpful to consider the costs that may come up as a result of a possible injury or serious illness abroad.

Investing in a good travel health insurance can help take care of these costs, so you don't have to worry about your budget being wiped out due to unforeseen medical emergencies. Read on to learn more about the benefits of travel health insurance.

What is travel health insurance?

Travel health insurance can help cover the costs of many medical emergencies that may occur while travelling. If an unforeseen illness, medical condition or injury happens while travelling and if this injury is covered by your travel health insurance, you will generally be compensated up to your plan limit.

In general, most domestic health insurance is not accepted abroad, so it is beneficial to have travel health insurance to supplement your health insurance coverage. Travel health insurance is valid only for the duration of your trip.

What are the benefits of travel health insurance?

Purchasing good travel health insurance offers a variety of benefits. 

Here are a few of them:


  • Peace of Mind - Medical emergencies can occur without warning. It's comforting to know that your vacation budget won’t be affected by unforeseen injury or illness costs.
  • No need to delay treatment - If you’ve invested in travel health insurance, you can focus on getting the medical care and treatment you need right away, instead of delaying the treatment until you return home.
  • Foreign language assistance - If you are not fluent in the official language of the country you’re travelling to, it may be difficult to communicate with medical staff about your condition. A travel health insurance company can effectively have these conversations as they help expedite emergency services.


If you don't have travel insurance, you'll end up paying for these unforeseen costs yourself, and at worst, you'll put pressure on your vacation budget, high debts, and endanger your health.

What is covered by travel health insurance?

Travel health insurance covers many medical emergencies, but it is not meant to be used as preventive treatments or regular medical care. Travel health insurance can be used to cover emergencies such as:

  • Broken bones
  • Heart attacks
  • Emergency transport
  • Emergency repatriation
  • Strokes
  • Emergency dental procedures
  • Medical evacuations


Everything that counts as a medical emergency and makes you require medical treatment while travelling, will usually be covered by comprehensive travel health insurance. Meanwhile, if you simply want to have a regular medical checkup while travelling, you need to pay for it yourself or make a claim to your health insurance company.

Who needs travel health insurance?

Purchasing international travel health insurance is an easy way to save money in case of an emergency. Everyone can benefit from this kind of insurance.

If you are travelling to a country where your domestic health insurance does not apply, you must purchase travel health insurance. Even if your insurance company covers your medical expenses in the country you are travelling to, purchasing travel health insurance can still save you money and reduce off-grid costs for any emergencies that may arise.

This also applies if you travel on a cruise ship. Medical care is usually available on board and your normal health insurance can cover these costs. However, if your injury needs to be transferred to a land-based medical facility, travel health insurance is your best bet.

How to choose the best travel health insurance?

Having quality travel health insurance is a great way to protect yourself from unexpected medical expenses while travelling abroad. Finding the best insurance company that offers the type of coverage you need will allow you to focus on enjoying your trip.

Atlantik Sha is a leading travel health insurance company providing domestic and international travel insurance, products and services. Our trained professionals will provide you with all the necessary information and assistance so you can make the best decision when it comes to your travel health insurance options. With over 100 offices nationwide and many years of experience, you can rest assured that our professional insurance company will guarantee your safety and peace of mind, for the best travelling experience.

Why choose Atlanik Sha?

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