Fire and special perils policy is an insurance policy that protects the insured against unexpected loss that might arise from fire, lightning, explosion (domestic). The policy also covers the following: destruction or damage caused by aerial devices, riots, strike and civil commotion, bursting and/or overflowing of water tanks, storm, flood, earthquake, bush fire, malicious damage, impact by vehicles and explosion.
The policy ensures protection of fixed assets such as buildings and contents against physical loss or damage by fire; and floating assets such as stocks as well. If you’re looking for a reliable insurance company to provide you with comprehensive fire and perils insurance, Atlantik Sha has got you covered. Read on to learn more about the features of fire and perils insurance.
The standard cover is a named-peril policy covering following named perils:
Below are some of the add-on covers that you can choose:
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