Accident Insurance for Miners

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Atlantik Sha: Accident Insurance for Miners

Employers have a legal obligation to their employees to provide safety in the workplace. However, even when you take all precautions, accidents can still happen. Businesses in the mining industry are required to have workers' compensation insurance to protect employers from claims related to injuries due to work and to provide coverage for medical care and lost income for the mining workers. 

Atlantik Sha offers some of the best policies for accident insurance for miners, so if you’re looking for a reliable and professional insurance company in Albania, we’ve got your back!

What is accident insurance for miners?

Accident insurance for miners is a type of insurance that compensates for work-related injuries, such as injuries on and off the job site and accidents during mining work. Accident insurance for miners' coverage is paid to injured workers regardless of fault for accidents, covering lost working hours, and medical and rehabilitation benefits. Natural and legal persons engaged in underground and above-ground coal mining, and underground mining of minerals other than hard coal, must have occupational accident insurance for employees involved in mining and mining preparations. Sudden and unexpected gas inhalation, muscle and nerve burns and injuries, sprains and fractures during work are counted as work-related accidents as well.

What does accident insurance for miners cover?

An accident insurance for miners policy is offered to all employees of underground and above-ground mines and covers the insured in case of accidental bodily injury at work.

Accident insurance for miners can cover:

  • Loss of life
  • Permanent disabilities (third degree burns, loss of speech and hearing, partial or complete loss of the use of a limb, damage to an organ such as the kidney or spleen, etc.)
  • Medical expenses as specified in the insurance contract

Why is accident insurance for miners important?

The mining industry has experienced a rapid growth and become a significant sector in Albania. As mining work largely takes place in a labor-intensive and high-risk environment, accident insurance for miners is fundamental to the management of risk for operators. Accident insurance for miners provides a measure of protection against the consequences of an accident happening during mining work. It is a crucial measure to ensure the proper progress of your mining activity and the safety of your workers.

Why should you choose Atlantik Sha as your insurance company?

Finding accident insurance for miners that offers the protection you need can seem difficult at first. Understanding the many insurance options available can be challenging. Discussing the possible risks and your assets with a professional insurance agent before making a mining insurance decision can be extremely advantageous.

Atlantik Sha has developed an extensive expertise in many technical areas when it comes to providing the best accident insurance for miners. Our experts are trained and specialized in the field of insurance, therefore they are able to provide decision-making advice in order to help you make the best decisions for your mining business. Our staff will provide information of value to you and other individuals engaged in your line of business who want to better understand insurance issues, so that our services are as transparent as possible. With over 100 offices nationwide, you can easily find one of our agents near you to help you find and compare the right policies for your business. So, if you’re looking for a reliable insurance company for your mining business, you can rely on our professional and quick-responding staff to provide you with the best accident insurance for miners.

Why choose Atlanik Sha?

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